Car Insurance for One Day in the UK

Ever wonder why someone would consider getting one day car insurance? Believe it or not, there are several situations where you may need one day car insurance. For example, if you have your driver’s license, but you don’t have a car and your chores require you to have one. Another example would be if you’re moving and you need to haul your furniture to your new place.

Some people who live in the UK have cars imported in from the other countries. They would need to insure that car until it makes it to the UK where they can get long term insurance. Also, what if you enter a one day car race? Your car should be insured for that one day. This type of insurance is perfect for that sort of thing.

Once you’ve been approved for one day car insurance, it will soon be underwritten on you. The processing of your application is done quickly. Once the one day cover is approved, the certificate will be emailed to you. All you do is print it out.

UK insurance providers whose specialty is one day cover have an obligation to get you covered in one hour or less from the moment your application is submitted. Your agent will give you the price of your one-day premium, charge it to credit or debit card and your insurance is then issued. You don’t have to worry about sales calls either for further options or quotes. Everything is all set up to give you the cover you need for that one day.

Not only can you get one day car insurance, but you can get other temporary insurance as well. Temporary policies have a pay as you go plan allowing you the cover from one weekend up to 32 weeks. Wow, that’s pretty good for the money you save! Policies like these are truly wonderful and can protect your original policy because they have the No-Claims Discount. This allows you to keep your original policies’ low premiums while covering new drivers temporarily. For example, if your teenage children decide to borrow the car.

One day and temporary insurance cover can include liability insurance, medical, uninsured motorist and physical damages. If you decide to go with this type of cover, you would get the same type of cover you would receive under full traditional insurance. Many companies don’t want to take risks with this type of insurance so customers end up paying one flat rate.

It may be better to find an insurance provider who specializes in one day or temporary car insurance rather than go through your regular insurance company. You may find that you save more. If you apply online for insurance, make sure you read the fine print on the policy before making any purchase. Also, when in doubt ask a professional. It’s your money; make sure you know where it’s going.